Track Less. Know More.
Snap a Receipt. It's Recorded.
Send a chat, snap a receipt, or use WhatsApp. AI turns transactions into clear reports.
- HTTPS connection
- Mobile PWA
- WhatsApp input
- No bank sync
Hi, Rina 👋
Total Balance (IDR)
IDR 10,000,000
Income
Rp8.750.000
Expense
IDR 1,449,900
Menu
Monthly Budget
35%Recent Transactions
Lihat semuaMakan siang
GoPay · Hari ini
-Rp45.000
Trusted in Indonesia
Indonesians are more financially aware with Catetno
100+
Transactions logged
Monthly via app & WhatsApp
4.8★
User rating
From early adopters
3 min
Average setup
Sign up to first transaction
85%
Feel calmer
After 1 month with Catetno*
*Based on internal beta user survey.
Financial awareness
Money Works Every Day. Do You Know Where It Goes?
It is not about having lots of money. It is about knowing where it goes.
Without tracking, money quietly disappears
Small daily spends add up to millions every month.
Budgets without data are guesses
Hard to save when you do not know what you can spend.
Families need transparency
Partners often lack a shared view of household finances.
How it works
Three Steps. Clearer Finances.
No bank connection required. Your privacy, your control.
Log - anytime, anywhere
Send a WhatsApp message or open the app. Catetno parses amount and category.
Monitor - full picture
Dashboard shows income, spending, and remaining budget this month.
Achieve - real goals
Set savings targets and celebrate milestones.
Dashboard preview
Your Finances at a Glance
One question answered: is my money healthy this month?
- Readable charts
- Auto categories from WhatsApp
- Dark mode
- Sync across devices
Catetno
Total Balance (IDR)
IDR 10,000,000
Income
Rp8.750.000
Expense
IDR 1,449,900
Features
Everything You Need. Nothing You Do Not.
Every feature drives a real outcome.
Expense tracking
Know Where Your Money Goes
Category breakdown without spreadsheets.
Income tracking
Log Income Easily
Salary, freelance, bonuses - all in one place.
Budgeting
Budgets You Can Actually Follow
Alerts before you overspend.
Reports
Finances at a Glance
Monthly reports ready to read.
Savings goals
Reach Savings Goals Faster
Visual progress for every milestone.
WhatsApp bot
Send a Chat. AI Records It.
Log spending from WhatsApp as fast as texting a friend.
AI assistant
Chat with AI. Stay Organized.
Ask Teto for summaries, draft transactions, or check your budget.
Receipt OCR
Snap a Receipt. AI Handles the Rest.
Just send the receipt photo. Teto reads amount, store, and category.
Family finance
Manage Money Together
Shared wallets with clear permissions for partners and family.
- Shared wallets
- Role-based access
- Transparency
- Family plan up to 5 members
Dompet bersama
Rp 12.450.000
Kontribusi bulan ini
Dewi + Agus
Savings goals
Reach Financial Dreams, One Milestone at a Time
Set targets, track progress, celebrate wins.
Bali trip
68%IDR 5,000,000
IDR 3.4M saved
Emergency fund
42%IDR 10,000,000
Halfway!
New gadget
91%IDR 3,000,000
Almost there!
Catetno does not promise instant wealth. It helps you stay consistent.
Benefits
Better Finances, More Peace of Mind
- Calmer month-ends
- Smarter spending decisions
- Consistent saving
- Better family money talks
- Fast WhatsApp logging
- Privacy without bank access
Testimonials
Stories from Catetno Users
“I finally saw IDR 800k went to food delivery alone. Eye-opening.”
Rina, 28
Marketing, Jakarta
“Husband logs via WhatsApp, I monitor in the app. We saved for renovation.”
Dewi & Agus
Young couple, Surabaya
“As a freelancer, Catetno helps me allocate per project.”
Bayu, 32
Freelance designer
Why Catetno
Built for How Indonesians Manage Money
WhatsApp-first
Log in chat before opening the app.
Local context
Understands 5rb, 1jt, THR, monthly salary.
No bank sync
Full privacy, manual or WhatsApp input.
Family native
Shared wallets at the core.
Premium UX
Modern design, not spreadsheets.
Free to start
Upgrade only when you need more.
Comparison
Catetno vs Other Finance Apps
Focus on awareness and simplicity.
| Feature | Catetno | Money Lover | Daily notes |
|---|---|---|---|
| WhatsApp input | ✅ | ❌ | ❌ |
| No bank sync | ✅ | ⚠️ Optional | ✅ |
| Family mode | ✅ | ⚠️ Limited | ❌ |
| Savings goals | ✅ | ✅ | ❌ |
| Modern UI | ✅ | ⚠️ | ❌ |
| Parser 5rb, 1jt | ✅ | ❌ | ❌ |
| Receipt OCR | ✅ (Plus+) | ✅ | ❌ |
| Free without ads | ✅ | ⚠️ Ads | ✅ |
Based on public features. Competitors may change.
Pricing
Choose the Right Plan
Start free. Upgrade anytime.
Plus
IDR 39,000
/month
- Unlimited WhatsApp
- Catetno AI (AI)
- 100 OCR/mo
- Unlimited history
- Proactive alerts
Family
IDR 89,000
/month
- All Plus features
- 1,000 OCR/mo
- Shared wallets (couples & family)
- Up to 5 members
- Family workspace + access control
Cancel anytime. No hidden fees. Your data stays yours.
Security & privacy
Your Financial Data, Your Control
Catetno is not a bank and never asks for bank credentials.
Secure connection
Data travels over HTTPS protected by TLS. Server access is restricted.
No bank access
Manual or WhatsApp logging only.
Export anytime
Download CSV - your data.
Your data stays yours
Your financial logs remain under your control.
Catetno is a personal finance tool, not investment advice.
FAQ
Frequently Asked Questions
Yes. Data travels over HTTPS protected by TLS. No bank access is required.
Yes. Free plan forever for core features.
Yes. Family plan supports up to 5 members with shared wallets.
No. Log manually or via WhatsApp.
No. First transaction in about 3 minutes.
Yes. PWA installable from browser.
Link your number, then send messages like "coffee 25rb".
No. Catetno is for tracking and planning only.
Start today
Start Monitoring Your Money Today
Free. No setup fee. 3-minute setup.
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Catetno adalah alat pencatatan dan perencanaan keuangan pribadi, bukan penasihat investasi atau lembaga keuangan. Informasi di situs ini bersifat edukatif dan tidak menjamin hasil finansial tertentu.